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September 08, 2026

Can A Home Security System Lower Insurance Rates In Raleigh?

You bet! Many insurance companies give discounts for home security systems in Raleigh, typically ranging from 5 to 20% based on serveral factors. The amount of your discount can vary quite a bit based on the kind of system you install, the insurance company, and where you live. See how to get the most savings while giving your loved ones exceptional protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems reduce the risk of break-ins, which means the chance of your insurer paying a covered claim are reduced. When you have monitored smoke detectors, water sensors, and CO sensors linked to your alarm system, the potential for damage caused by flooding and fires is lowered as well. You’re assisting the insurer by minimizing their exposure to claims. As a result, they’re pleased to provide a price savings.

What Raleigh Home Security Systems Qualify For The Largest Discount?

Of course you want to save as much as you can. Here are some tips:

  • Choose professional monitoring. A monitored system is the best choice for your household, and it’s generally required by insurance companies to earn a discount. Gain peace of mind and save some cash in the process.

  • Add monitored environmental alarms. You’ll likely enjoy a more significant discount by reducing the risk of damage as a result of fires, water infiltration, and CO leaks. Having your CO detectors, fire alarms, and water sensors professionally monitored also provides your family an essential backup during urgent situations.

  • Choose a well-rounded system. Choosing a full-featured defense with window and door sensors, indoor and outdoor cameras, smart locks, motion sensors, and more, will be viewed favorably by the insurer and likely bring more savings.

Adding a surveillance device by itself doesn’t automatically qualify you for a discount. Keep in mind that your system will need to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Raleigh

Step one of getting a discount on your premiums is to reach out to the insurance company after installing your home alarm system. They’ll need to view documents such as a monitoring contract or professional monitoring certificate. Reputable home security firms like ADT have experience with insurers and can help with the necessary documentation.

ADT Systems Meet The Requirements For Insurance Discounts

If you want the best protection and insurance savings, select an ADT home security system in Raleigh. Featuring the biggest monitoring network in the country, ADT offers the best in 24/7 professional monitoring. You’ll also benefit from multi-layered systems with video cameras, smart locks, safety alarms, and much more.

What Will You Save? Create Your New ADT System In Raleigh Today

The true advantage of ADT alarm systems is the superior protection they provide for your Raleigh family. Getting a discount on your home insurance bills is a nice bonus. Design your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Dial (919) 756-7929 or complete our form on this page.

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